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JLG Bank Linkages program

Joint Liability Group formation and bank linages program of NJGB Bank Program –


About Program –

Joint Liability Group is a group of 4-6 members of economically active members.  This group formed for credit linking purpose.  All group member shares the loan liability and guarantee the funder for timely repayment of Loan.

Under Joint Liability Group (JLG) formation and bank linkages program, Madhya Pradesh Grameen Bank, formerly known as Narmada Jhabua Grameen Bank (RRB), Indore assigned task to form 1000 JLG groups in their working area.  In this program Aparajita Mahila Sangh has to form 50 JLG Groups in each branch area and linked them with NJGB bank by supporting in loan sanctioning and appraisal process.


Target Area and community –

Target Area – Indore, Dewas, Sehore, Khandwa, Khargone & Dhar.

Community –Urban, Sub-Urban and Rural.

Project Duration

2018 (One year)

Program / activities under the program –

  • Community mobilization
  • Formation of JLGs
  • Capacity building of JLGs
  • Record Keeping,
  • Bank account opening and KYC Process
  • Credit linages with NJGB Bank branches.
  • Support in Regular Recoveries


Outcome / Results –

Aparajita Mahila Sangh successfully completed JLG formation and supported them in Loan appraisals and regular recoveries.


S# Name of Funder No. Of SHGs Disbursement Outstanding 31-3-018
1 NJGB (JLG Linkages Program) 212 3,38,75,000 2,82,29,166